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How to Thank Someone for Money – 12 Examples [2024]


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It's not every day that you receive money as a gift. Thinking about people giving money conjures up high school graduation season and me, at age eighteen, slaving over thank-you notes. But really, there is never a bad time to receive money as a gift, but how do you thank someone for money? Especially as you get, well, older.

It can certainly be a challenge to come up with the right words for your thank-you notes, but that's why I put together some helpful examples you can steal from.

In this post, I'll explore some of the best ways to say “thank you” for money gifts for a variety of occasions, what you should and shouldn't include in your message, and much more. Let's dig in.

How to Thank Someone for Money: Write a Thank You Note

Start with a greeting

The greeting is always the first part of any thank you note, whether it's for a monetary gift or another type of gift.

This part should include a greeting depending on your relationship with the gifter. For example, for family members, you can include their relationship to you, like Mom, Dad, Aunt NAME, or others.

If you have a more formal relationship with the gifter, you can include their title in the greeting. For example, Mr. NAME or Mrs. NAME.

Be sure to spell their name(s) correctly and double-check your spelling if you happen to be handwriting the note.

Then, express thankfulness

When expressing your gratitude, here are a few things you might include:

  • “I am extremely grateful for your kindness and generosity.”
  • “We are sincerely thankful for your kind gesture and generosity.”
  • “I cannot thank you enough for the thoughtful gift.”
  • “We are so appreciative of your generous gift that means the world to us.”

Detail Your Plans (Optional)

Depending on who sent you the gift, you might want to mention how you plan to use the funds (if appropriate). I always like to do this because it takes up space on the note and really looks like you put some effort into it. A thank you note is always a kind gesture, but it really “wows” others when you take the time to make it meaningful.

For example, if you're using the money to pay for school, you might mention something like, “Your monetary gift will be extremely helpful in purchasing my school books for the year.”

Or if you received a wedding gift, you might mention how the money will help to pay for your honeymoon or furnish your new home.

This step isn't necessary, depending on the nature of the gift, but I recommend throwing it in there.

Signature

Finally, you'll need to include a signature to sign off your thank you note.

There are a plethora of ways to sign off, depending on your relationship with the gifter.

For example, “Sincerely, Yours Truly, Take care, Thank you again, With love”, are all great examples.

When deciding on which signature to use, you'll need to think about who is receiving the note so you can come up with the best signature possible.

9 Tips to Writing Thoughtful Thank You Notes

If you're not a writer, having to put pen to paper for a thank-you note can feel daunting. Use these thank you note examples and tips to craft a perfect thank you note for any monetary gift.

Keep the Recipient in Mind

Who the note is going to can have an impact on how you write it. For example, if the gift was from a family member will change the note compared to someone outside of the family. Be sure to keep the recipient in mind when writing your note. If they are lighthearted and enjoy humor, feel free to add their favorite joke.

If you don't know the recipient well, stick with a classic note that is more formal and exudes thankfulness. (See examples below!)

Write in Your Voice

God, how many times have I seen (or heard) of a Mama helping out her son with a stack of thank-you notes? I feel, however, that this is a misstep. Writing in your own voice and tone will help to add more personality to your thank you note.

If you plan to use some of the examples listed, be sure to add your own touch to the wording to make the note feel more personable and not like you just cranked out twenty generic thank you notes at a time.

Handwrite the Note for Added Personality

There's something special about a handwritten note, which can make a huge difference in your thank you note. Unless your handwriting is illegible, writing a handwritten note is the way to go for added personality. While it's going to require more time and effort on your part, in almost every case, it's worth it. Someone just gave you some of their hard-earned money to help you live out your dreams and celebrate your accomplishments. Handwriting the note is the least you can do.

Don't Wait

When you receive a monetary gift, try to get on your thank you note immediately; no longer than one to two weeks to send out your thank you note. If you have to wait longer than a few months, you might add an additional note about why it took you so long in a comedic fashion.

That said, a thank you note is better than no thank you note, no matter how belated. So, even if you can't get it done right away, it's still a good idea to send them.

Add the Occasion

If your gift was for a wedding, try to mention the wedding (or some anecdote about the day) in your thank you note! The same goes for other occasions like holidays, anniversaries, or any other event.

By adding the occasion to your note, you'll show that you remembered the event and their presence at it.

Double Check Spelling and Grammar

Before sending any thank you note, always be sure to double-check your grammar and spelling to ensure you didn't miss anything.

It's helpful to have someone else look it over just in case. You can even type your notes into a document and upload them to platforms like Grammarly to ensure you didn't make any errors.

Don't Mention Specific Amounts of Money

Depending on the amount of the money gift, sometimes it's a better idea not to mention the specific amount.

Mention any Unique Gifts

If you received a unique gift, mentioning the gift in your thank you note is a good idea. For example, if your gift was an heirloom or valuable that has been passed down through the family, be sure to mention it. This can add more personality to your note, which the gifter will likely appreciate.

Use Short Paragraphs

Depending on how long your thank you note is, using short paragraphs can help to improve readability. Remember, you should aim to include, at minimum, two sentences in your thank you notes. Ideally, you'll include 3 to 5 sentences (or longer in some cases!).

Include Everyone

Depending on what your note is for, be sure to include everyone that might be a part of the gift.

For example, for a wedding gift, be sure to thank the entire family of the gifter and be sure to sign for both you and your spouse.

Thank You Note Examples

  • Example 1: Thank you very much for your generous and thoughtful gift. Your kindness means the world to me, and I can't thank you enough for your gift.
  • Example 2: We are extremely grateful and blessed for your cash gift, and we cannot express our gratitude enough. We are so appreciative of your support and will keep you in our thoughts and prayers.
  • Example 3: Your generosity is unmatched, and we can't thank you enough for your gift. We are fortunate to have such a thoughtful and caring friend, and we can't express how much you mean to us.
  • Example 4: I am thrilled by your generosity and I cannot tell you how thankful I am. Your gift means so much to me and I will keep you in mind when using it.

How to Write a Thank You Email for a Money Gift

  • Example 1: Thank you so much for your cash gift. It was extremely thoughtful and I cannot thank you enough. There's no doubt that this money will be extremely useful when I (NAME EVENT). I can't express my gratitude enough.
  • Example 2: Thank you so much for your generous monetary gift. I am super excited to spend it on (name item or event). I am so fortunate to have your support and I am forever thankful for you.
  • Example 3: Your thoughtfulness is extremely appreciated and I wanted to reach out to express my gratitude for your gift. It certainly turned my day around and I can't thank you enough.

How to Thank Someone for Birthday Money Gift

When writing a thank you note for a birthday gift, you should mention how you are thankful for their kindness and support.

  • Example 1: Thank you so much for the generous money gift for my birthday. I cannot wait to spend it on (name item) that I've wanted for a while! Thank you so much, Name.
  • Example 2: I cannot express my gratitude enough for the birthday money you sent. I am thankful to have such a special and loving friend that would wish me a Happy Birthday with such a wonderful gift.
  • Example 3: Thank you very much for the birthday gift you sent along with your support and love. I am grateful for you and your support with such a wonderful gift and I will be thinking of you.
  • Example 4: I am grateful for the birthday gift that I received and I can't thank you enough for your support and kindness. It means the world to me and I will keep you in my thoughts.

How to Thank Someone for Money – Received by Mail

When receiving money by mail, the key is to mention that you received it. Otherwise, the sender might be uncertain that you received their gift.

  • Example 1: Thank you for the unexpected money gift I received in the mail today. This made my day a bit brighter and I can't thank you enough for your kindness and generosity.
  • Example 2: I am extremely grateful for the money gift I received in the mail today. You are a great friend and your gift means the world to me. I am so appreciative of your support and cannot thank you enough for your kindness.
  • Example 3: Thank you very much for the money gift sent via mail. It was completely unexpected and turned my day around. I can't thank you enough for your kindness and generosity.

How to Thank Someone for Graduation Money Gift

When writing a thank you note for graduation money, you want to mention how you might use it and how helpful it will be. The elders love stuff like this.

  • Example 1: I am extremely grateful for the graduation money that I will be using to pay for college expenses. Thank you so much for attending my graduation party and appreciate the generous monetary gift very much.
  • Example 2: Thank you so much for the thoughtful graduation gift. I am extremely excited for the years ahead of me and there's no doubt that your gift will help me enjoy my time.
  • Example 3: Thank you so much for the great gift that you gave for my graduation. This money will be extremely helpful in navigating the years ahead and I am so thankful for your kindness and thoughtful gift.
  • Example 4: Thank you for such a thoughtful gift for my graduation! This money will be very useful for my time away from home at college and I can't thank you enough.
  • Example 5: Thank you so much for the graduation gift. It was beyond thoughtful and I can't thank you enough for your support in this next chapter of my life.

How to Thank Someone for Christmas Gift

When writing a thank you note for a Christmas or other holiday gift, be sure to mention the holiday and your gratitude.

  • Example 1: Thank you for the generous Christmas gift. It was extremely thoughtful of you and I am extremely grateful. I hope you had a great holiday season.
  • Example 2: Thank you for all the thoughtful gifts this Christmas. I had fun spending time with you and the entire family over the holiday season.
  • Example 3: Christmas is the season of giving and I cannot thank you enough for your generosity this holiday. I am constantly reminded of how fortunate I am to have friends and family like you supporting me all of the time. Thank you again.

How to Thank Someone for a Wedding Gift

When writing a thank you note for a wedding gift, honeymoon fund, or similar gift – try to mention the specific gift or how you will use it.

  • Example 1: I wanted to thank you for the generous gift that you gave NAME and me. We are forever grateful for your gift and the time spent with you during our wedding.
  • Example 2: We want to thank you for the wedding money that you gifted to our honeymoon fund. We are looking forward to our trip so much and will be thinking of you along our journey.
  • Example 3: Thank you so much for your cash gift on our special occasion. We are super excited to use the money on (name product or event) and will be thinking of you.
  • Example 4: Thank you for the thoughtful gifts on our special day. We are so excited to spend our time together, and you will have a special place in our lives. Your gift was extremely thoughtful and we can't thank you enough for your support.
  • Example 5: Thank you for such a fantastic gift that we are so grateful for. Our gratitude can't be expressed enough as to how fortunate we are to have you as a friend. We look forward to spending our time together and your gift will certainly remind us of you.

How to Thank Someone for Funeral Money

When writing a thank you note for funeral expenses, try to thank the gifter on behalf of the entire family and the deceased.

  • Example 1: During this difficult time, we cannot thank you enough for your generous gift. Your generous contribution went a long way in helping celebrate the life of NAME.
  • Example 2: Thank you so much for your generous donation in NAME's name. There are no right words for how I feel about your generosity and I am extremely appreciative of your support during this challenging time. God bless you and your family.
  • Example 3: My family and I are eternally grateful for your gift of money during this difficult time. Your support meant the world to our family and we can't thank you enough. While we will mourn the loss of NAME, your kindness gives us something to be appreciative of.
  • Example 4: Thank you very much for your comforting support and generous gift during such a stressful and challenging time. I am sure NAME would appreciate your kindness beyond belief.

How to Thank Someone for Medical Bills

When writing a thank you note for money used to medical bills, try to mention how useful the money will be for your financial situation.

  • Example 1: I am sincerely grateful for your money gift during this tough time. I am lucky to have such caring friends and family that are thinking of me during this time and I cannot thank you enough.
  • Example 2: Thank you very much for the generous gift that will be extremely helpful in dealing with the financial burden this situation has provided. The cash gift you sent means the world to me and I am very fortunate to have you as a friend.
  • Example 3: I cannot say thank you enough for the money you have gifted me during this challenging time. You are a wonderful friend and your gift was completely unexpected reminding me of how fortunate I am to have you in my life.
  • Example 4: Your generosity has helped me so much through this trying time and is much appreciated. I have the utmost respect for you and cannot thank you enough for your kindness.

How to Thank Someone for a Large Sum of Money

When thanking someone for a large amount of money, try to be more general instead of mentioning the exact amount of the gift.

  • Example 1: I wanted to thank you for the money gift you sent that means everything to me. I am so incredibly grateful for your support.
  • Example 2: There aren't enough words to express my gratitude and how fortunate I am to have someone so thoughtful in my life. This was an extremely generous thing to do and I cannot thank you enough.
  • Example 3: I am sincerely grateful for the generous monetary gift. It was an extremely thoughtful and kind gesture that was not expected by any means. I am forever grateful for your generosity and kindness.
  • Example 4: Your generosity cannot be matched and I am extremely thankful for your support throughout my life and now. I can't thank you enough for all you have done for me over the years and I will always be fortunate to have you in my life.

How to Thank Someone for Down Payment Money Gift

When thanking someone for down payment assistance when buying a home, try to mention how the money will be used to create memories.

  • Example 1: I wanted to thank you for the extra money that will put me in a better financial position and allow me to enjoy years to come in my new home. Your support means the world to me and I am forever grateful.
  • Example 2: Thank you so much for the monetary gift that will go towards the down payment on my (home or apartment). I will be able to furnish my new apartment (or home) thanks to your generous gift.
  • Example 3: I can't express my gratitude enough for your monetary gift, which was extremely thoughtful and kind. This money will be used as a great stepping stone in my life when purchasing a new home and I am forever grateful for your contribution.

Final Thoughts on Thanking Someone for Money

Receiving a monetary gift can be a very nice surprise, but thanking the individual is a critical component that can sometimes feel awkward or difficult.

Always aim to send a thank you note within a week of receiving the money and be sure to use your own voice and tone within the note. If possible, try to handwrite the note for added personality.

When it comes to writing thank you notes for any occasion, remember to keep the person in mind and try to think of what they might appreciate. Or better still, what do you like to read when you receive thank you notes or letters in the mail? Shoot for that!

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