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When to Outsource and When to DIY

DIY or Outsource? Here’s the Simple Formula I Use to Decide Every Time

Personally, I believe poor time management comes from people not knowing how to correctly value their time rather than it being an issue of not knowin...

Best money saving apps and my favorites after writing about money for ten years.

After Years of Testing, These Are the Best Money Saving Apps I Still Use (2025)

2025 Update:Five years, dozens of downloads, and one reformed overspender later… here’s what’s still on my phone. The personal finance app space...

This free 50-30-20 budget worksheet will help you budget better.

Budgeting Made Simple: How to Use the 50/30/20 Rule Without Losing Your Mind

2025 Update: Inflation, rising rent, and the cost of literally everything has people wondering if the 50/30/20 rule still works — and honestly? It c...

How to set short term financial goals (and long ones, too!)

How to set short term financial goals (and long ones too!)

Setting financial goals is a big part of achieving overall financial health. After all, goals keep us moving forward and ensure that, down the road, w...

Broke But Ready for a Fresh Start? How to Move With No Money in 2025

Broke But Ready for a Fresh Start? How to Move With No Money in 2025

2025 Update: I still remember how scary it was to make a big move with no savings and no backup plan — but it was one of the best decisions I’ve e...

how much should I spend on clothes

How Much Should I Spend on Clothes? The 2025 Budgeting Formula That Still Works

2025 Update: Inflation’s still doing its thing, but here’s the good news: your clothing budget doesn’t have to spiral just because prices have. ...

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