INSIDE: Has your shopping habit gotten a little out of control? Or maybe a lot? I’ve been there and I can help! Read on to learn how to stop shopping addiction. It’s no secret that back in college I had a shopping addiction so large, I ended up with $10,000 in credit card debt by […]
The exact moment I realized credit cards weren’t scary.
81% of Americans own a credit card and the average cardholder keeps at least three cards in their wallet. With stats like this, it’s easy to see how the average household is $6900 in debt, and why cards are so heavily utilized. Depending upon your own spending habits, cards can either be a great financial […]
Money Bloggers Reveal How Long it Takes to Actually Pay Off All Your Debt
Once upon a time, I paid off $8,000 in 90 Days. It felt herculean at the time (all the way back in 2015), but I buckled down and knocked it out because I really wanted it gone. Maybe you feel the same way. But perhaps you have more than $8k in debt. Or, you don’t […]
What is Financial Counseling? (And Do You Need it?)
Do you struggle with your finances? Do you find yourself spending too much, not saving enough, or simply lacking a long-term financial plan? Money is a major source of stress for many people. And it’s one of those things that is often really difficult for people to talk about. If you feel like you could […]
What is a Debt Consolidation Loan + How Can I Use it To Get Ahead Financially?
So you’re ready to tackle debt and get the payments out from your budget, but you’re not sure of the best way to do it. How can you know what option will be best for the kind of debt you’re facing? This post will tackle the difference between a debt consolidation loan and debt management company […]
What is a Balance Transfer? How Can it Help Me Get Out of Debt?
I’ve hesitated in the past to administer credit card offers because of my own checkered history with cards. I’d never want to give a financial recommendation that could potentially hurt readers in the future. But after doing some research and surveys among readers, I’ve learned that the majority of you are very debt-focused: you’re less […]