I’ve hesitated in the past to administer credit card offers because of my own checkered history with cards. I’d never want to give a financial recommendation that could potentially hurt readers in the future. But after doing some research and surveys among readers, I’ve learned that the majority of you are very debt-focused: you’re less […]
Holiday Shopping with Credit Cards: 5 Do’s and Don’ts
LB Note: Today we have a spectacular guest post from a new friend I made at FinCon this year. Since I get a lot of questions about credit cards and how to best use them without going into debt, I thought it would be great to call in an expert. The holidays are a […]
How to Build Credit the Fastest: What to do When You Have Low or No Credit
Sure, you can live off the grid. Maybe in a van down by the river. But for everyone who wants an apartment, car, or home of their own one day, this means you’ll need credit. And while some of us were lucky enough to have parents and trusted adults help us to build credit before […]
The 6 Easiest Things to Cut When Paying Off Credit Card Debt
You’re paying off debt. And there are things to cut when paying off debt that are easier than others. No one really likes to talk about it cutting back. Especially when you’re used to living large. Let me slap you in the face with this honesty though— cutting back is one of the biggest […]
What is a Debt Consolidation Loan + How Can I Use it To Get Ahead Financially?
So you’re ready to tackle debt and get the payments out from your budget, but you’re not sure of the best way to do it. How can you know what option will be best for the kind of debt you’re facing? This post will tackle the difference between a debt consolidation loan and debt management company […]
Credit Cards: Friend or Foe?
This post is sponsored by Lexington Law. All opinions are my own. 81% of Americans own a credit card and the average cardholder keeps at least three cards in their wallet. With stats like this, it’s easy to see how the average household is $6900 in debt, and why cards are so heavily utilized. […]