Sure, you can live off the grid. Maybe in a van down by the river. But for everyone who wants an apartment, car, or home of their own one day, this means you’ll need credit. And while some of us were lucky enough to have parents and trusted adults help us to build credit before […]
You’re paying off debt. And there are things to cut when paying off debt that are easier than others. No one really likes to talk about it cutting back. Especially when you’re used to living large. Let me slap you in the face with this honesty though— cutting back is one of the biggest […]
So you’re ready to tackle debt and get the payments out from your budget, but you’re not sure of the best way to do it. How can you know what option will be best for the kind of debt you’re facing? This post will tackle the difference between a debt consolidation loan and debt management company […]
This post is sponsored by Lexington Law. All opinions are my own. 81% of Americans own a credit card and the average cardholder keeps at least three cards in their wallet. With stats like this, it’s easy to see how the average household is $6900 in debt, and why cards are so heavily utilized. […]
You may think you’ve got your life and finances under control, but financial stress is sneaky like that. You think it’s normal, just a part of “living life,” but it’s not. Financial stress is actually a kissing cousin to your garden-variety, run-of-the-mill anxiety. What is financial stress? Here is how it manifests in […]
Are you anticipating a tax refund this year? Getting your hands on a lump sum from Uncle Sam could be the perfect opportunity to get ahead financially. The average tax refund in 2018 was $2,925. A few thousand dollars (or even just a few hundred dollars) is a nice amount of cash to put […]
It seems like everyone is in need of a good debt tracker – the ultimate tool to corral what you owe. After all, the average household in 2018 had 135,678 in debt. (P.S. Did you know you could buy five Ford Mustangs with that much money?) But before we can get you set […]
So, I know I’ve made a big deal about not recommending credit cards or balance transfer offers as part of any affiliate strategy in the past. I take my affiliates very seriously. But lately I’ve gotten emails from folks who would like to learn more about debt consolidation and transfer offers but didn’t like the interest […]
This post is sponsored by Lexington Law Once again it’s the most wonderful, wonderfully expensive, time of the year. Gift giving is ingrained and expected at the holidays in our culture. Plus, it is uniquely satisfying to give a great gifts. What better way to show someone you really care than splurging on something […]
LB Note: Today we have a spectacular guest post from a new friend I made at FinCon this year. Since I get a lot of questions about credit cards and how to best use them without going into debt, I thought it would be great to call in an expert. Anik Khan The holidays […]
