Often, I get asked which products I like and use in my day to day life. So, I created this list of financial services, products, and companies that I use and love. I'm not afraid to call out an advertiser when I don't think they've done right, so it's very important to me to only offer the BEST to people who read the site.

Disclosure: There are some affiliate links below and I may receive commissions for purchases made through links in this post, but these are all products I highly recommend. I never recommend anything I haven't personally vetted or used myself! See my full affiliate disclosure here.

Saving Help

Some of my favorite automatic savings apps: Qapital, Digit, Albert.
Save more by earning more: here are my favorite money earning apps.
Save even more with these money saving apps.
My favorite high-yield savings account – CIT Bank.

Take the first step by opening up a high-yield savings account so you have a place to automate your savings to that isn't directly tied to your primary checking account. CIT Bank should be your only option (this is where I keep my savings, too!) because of its higher-than-average interest rate (25x the national average) and no-fee structure. All it takes is $100 to open and you get rewarded for automatically saving each month. Click here to learn more about their Savings Builder program.

Debt Help

$100 Bonus to Refinance with CommonBond – Have you thought about refinancing your student loans? Refinancing can help lower monthly payments, decrease total paid on interest, and free up more room in the budget for other savings goals (like emergency funds and buying a home.) Financial Best Life Readers get $100 back from CommonBond when they refinance with my link.
In debt and over your head? For those with lower credit, I recommend Earnest as they factor in work history and school record to give you the best rate possible.

Take a look at personal loan options from Earnest Personal Loans. In addition to your credit score, they take into account your employment history and career trajectory and offer some of the most reasonable APRs in the personal loan market. Click here to discover your rate in under two minutes, with no impact to your credit score.

Blogging Products

$25 Cash Back to Start Your Own Blog * – If you're thinking about starting your own blog, business, website do yourself a favor and get hosting via HostGator, again using my link you can get $25 Paypal cashback from me.
If you're a blogger and want to learn how to make money through affiliates, you NEED to take Michelle's course, Making Sense of Affiliate Marketing. Michelle makes $50,000+ each month in affiliates, so she's definitely the one to learn from!

*email [email protected] for terms, conditions, and instructions on how to redeem your cash back offer.

The best side hustle I can think of is blogging, which isn't possible until you buy a domain name and hosting. I recommend Hostgator for the cheapest industry pricing and easy WordPress installation. Investigate Hostgator options here. Using my link you can get hosting for as low as $2.75/month.

Investing

Year of No-Fee Investing with Wealthsimple ($1) – The older I get, the more interested in investing I become..and not just in investing for retirement but for my short term goals too. WealthSimple is KILLING THE GAME in this area: diversified portfolios, best-in-class technology, and transparent fees. Financial Best Life readers get an entire year of investing with no fees via my link. Seriously, you can get started with just $1 – there are no account minimums so investing is accessible to all.
Finally open that investment account you've been putting off. Click here to get a free investment plan from Ellevest. (This is an affiliate link.)

For getting started with investing, I like to recommend Ellevest. Ellevest is the only digital investment platform of its kind — a gender-specific approach created for women and designed by women. What I love is that Ellevest helps women unleash their financial power with a customized, goals-based approach in one beautiful platform. You just fill out the goals worksheet and they tell you how much is needed to get there and how investing can help you meet your goals. Click here to fill out your FREE assessment.

Budgeting & Credit Tracking

I use Mint and Albert to budget and track my money each month.
Trim is also one of the newer apps I like for expense tracking.
Check your credit score – FOR FREE – with Credit Karma.
I've also got a budgeting spreadsheet and excel file in my Financial Best Life Blueprint.
BillCutterz can help lower your bill payments each month.

You can call and negotiate bills on your own, but you can also use companies like BillCutters to do the work for you. They'll negotiate lower payments on your behalf and only take a percentage of what they manage to save for you. Then take the extra and immediately put it toward my debt payoff goal each month. Click here to try it out!

Shopping Addiction/Mental Health

Costs keeping you away from seeking professional help? BetterHelp offers a variety of membership plans to meet your needs between $40-$70 each week. One month of unlimited is typically less than one traditional therapy visit and you can do it online and on your schedule. This could be especially great for those who are paying off debt and extra concerned with saving money. Don't go it alone! Get matched with a therapist online with BetterHelp.