Everyone has a pet peeve, but what about a money pet peeve?
Examples: Having to split the bill equally with large groups, having to tip all the time, people who complain about being broke and then go to Coachella.
Mine: Not having any cash. And the thing is, I'm always annoyed with myself because I NEVER HAVE CASH. Ever.
That’s right. I’m that schmuck who, if I can’t leave a tip on the receipt, the person who serviced me gets stiffed. Mostly, it happens with valets (well, when I used to have a car anyway.) Go ahead and shame me in the comments. I deserve it – It’s TERRIBLE. And I know it.
One year, I even set it as my resolution to keep more cash on hand and I failed miserably. Why? Because my resolution was simply to “carry more cash.” And I didn’t create any type of goal or plan around how I was actually going to make that happen. There's three big issues I'm having:
- I do all of my errands by app so I’m not ever really out near an ATM. It isn't convenient to my lifestyle.
- This feels super retro and weird in a way
- I’m not sure I believe in paper money anymore (why isn't everything digital already? why does the penny still exist?), so if this isn’t in line with my values….why?
It’s literally gotten to the point where I’m annoyed if a place won’t take cash. Since the switch from EMV to chip, I’m even starting to get crouchy when paying with a card. But I can't keep living in a world that takes cash without it. And if I'm being honest, it's nice to have a little bit on you and to live without the “do I have enough cash for the valet?” anxiety.
Favorite workarounds/ATM alternatives to cash? I go to CVS once a month. If I go and get some cash back – is this the place to start?
Also feel free to leave your own money-specific pet peeve in the comments below.