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28 Money Motivation Quotes for Your Financial Journey

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Unless you're a money nerd like me, money isn't always the most exciting of topics. While most people have money goals of some kind, finding money motivation quotes to supercharge your manifestation and action plan may not come so easily. Luckily, I've put in the leg work for you and found 30 quotes you can use as a mantra for your financial journey next year.

The construct of money is one of the oldest and many of the “personal finance” basics remain the same year after year. As I was digging these quotes up, what delighted me most was how many of these “older” quotes still stand up — even in our modern era.

(Can we also just talk about how half of these are from Warren Buffet??!)

Money Motivation Quotes to Get You Excited About Your Financial Journey

1. “Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver.” – Ayn Rand

2. “The lack of money is the root of all evil.” – Mark Twain

3. “Money, if it does not bring you happiness, will at least help you be miserable in comfort.” – Helen Gurley Brown

4. The art is not in making money, but in keeping it.” – Proverb

5. “Money is like a sixth sense without which you cannot make a complete use of the other five.” – W. Somerset Maugham

6. “The best way to predict your future is to create it.” – Peter Drucker

7. “The more you learn, the more you earn.” – Warren Buffett

8. “Don't tell me where your priorities are. Show me where you spend your money and I'll tell you what they are.” – James W. Frick

9. The only way to do great work is to love what you do.” – Steve Jobs

10. “The best investment you can make is in yourself.” – Warren Buffett

11. “Money is a terrible master but an excellent servant.” – P.T. Barnum

12. Save money and money will save you.” – Jamaican Proverb

13. “The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind.” – T.T. Munger

14. “Don't save what is left after spending; spend what is left after saving.” – Warren Buffett

15. “Saving money is a good habit, and it's easier to form good habits when you start young.” – Unknown

More Money Motivation Quotes

While I know that some of these aren't specifically money-focused, I think they work when it comes to quotes that a) get you fired up and b) can be applied to any money goal or financial journey.

16. “The more you save, the more you can invest. The more you invest, the more you will have for the future.” – Suze Orman

 17. “Success is not the key to happiness. Happiness is the key to success. If you love what you are doing, you will be successful.” – Albert Schweitzer

18. “Don't watch the clock; do what it does. Keep going.” – Sam Levenson

19. “The harder you work for something, the greater you'll feel when you achieve it.” – Unknown

20. “Success is not in what you have, but who you are.” – Bo Bennett

21. “The future depends on what you do today.” – Mahatma Gandhi

22. “Success is not the result of spontaneous combustion. You must set yourself on fire.” – Arnold H. Glasow

23. “The only limit to our realization of tomorrow will be our doubts of today.” – Franklin D. Roosevelt

24. “Success is not just about making money. It's about making a difference.” – Unknown

25. “The only place where success comes before work is in the dictionary.” – Vidal Sassoon

26. “The borrower is a slave to the lender.” – Proverbs 22:7

27. “The secret to getting ahead is getting started.” – Mark Twain

28. “The only way to permanently change the temperature in the room is to reset the thermostat. In the same way, the only way to change your level of financial success ‘permanently' is to reset your financial thermostat.” – T. Harv Eker


Now that I'm in real estate, I've had the opportunity to study from some major sales leaders. Positive readings, quotes, and affirmations are all part of their recipe to success when it comes to accomplishing whatever goal they set. Setting sales aside, why can't this work for our personal finance objectives?

I put motivational quotes into play last year (2023) and I was more successful than when I just wrote my goals down in a planner. It helps to look at/read them every day. My advice? Pick a quote that you like above, put it on a sticky note, and place it somewhere you see it every day. (I keep some on my fridge, and some on my bathroom mirror.) Then, let's see how much progress you make on your goals.

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