“Unprecedented times.” How’s that for a kick-in-the-pants to start saving? For better or for worse, the savings rate for Americans went up to 33% post-pandemic in May. (For context, this number represents the average percent of income Americans are saving each month.) 33% is the all-time high, but for most Americans, this tells me that […]
How much should I save to move out of state?
Hands down, one of the most popular blog posts on this site (STILL) is this one: How I Moved to New York City with No Money. Granted, my moving story took place in 2010, but since the impact of the pandemic continues to linger, many are considering moving, both voluntarily or out of necessity. So, […]
When It’s the Right Time to Move in With Your Significant Other
Deciding to move in with your significant other is a big relational step. You learn a lot about a person when you live together – for better or for worse. So, before you dive in and shack up with your partner, make sure you’ve given it some serious thought. What to consider before moving in […]
What to buy for baby and what to skip: My minimal, budget-friendly baby list
If you’re just catching up on the latest posts on FBL – I had a baby back in March 2020 (at the very start of the pandemic, no less.) And it’s been a wild, beautiful ride learning how to be a parent on top of a global pandemic. I’ve learned a lot of money lessons, […]
How can I avoid buyers remorse when buying a home?
Are you thinking about buying a home? Your first home? Or maybe you have a home but you’re itching for something new. Did the sexy rock-bottom interest rates of 2020 seduce you into thinking that now is the right time to finally make the leap into homeownership? You feel buying a home is a good […]
Money Bloggers Reveal How Long it Takes to Actually Pay Off All Your Debt
Once upon a time, I paid off $8,000 in 90 Days. It felt herculean at the time (all the way back in 2015), but I buckled down and knocked it out because I really wanted it gone. Maybe you feel the same way. But perhaps you have more than $8k in debt. Or, you don’t […]