Sure, you can live off the grid. Maybe in a van down by the river. But for everyone who wants an apartment, car, or home of their own one day, this means you’ll need credit. And while some of us were lucky enough to have parents and trusted adults help us to build credit before […]
The 6 Easiest Things to Cut When Paying Off Credit Card Debt
You’re paying off debt. And there are things to cut when paying off debt that are easier than others. No one really likes to talk about it cutting back. Especially when you’re used to living large. Let me slap you in the face with this honesty though— cutting back is one of the biggest […]
Financial Stress: What it is, When it Strikes and Strategies to Cope
You may think you’ve got your life and finances under control, but financial stress is sneaky like that. You think it’s normal, just a part of “living life,” but it’s not. Financial stress is actually a kissing cousin to your garden-variety, run-of-the-mill anxiety. What is financial stress? Here is how it manifests in […]
The most strategic ways to use your tax refund if you want to be rich one day.
Are you anticipating a tax refund this year? Getting your hands on a lump sum from Uncle Sam could be the perfect opportunity to get ahead financially. The average tax refund in 2018 was $2,925. A few thousand dollars (or even just a few hundred dollars) is a nice amount of cash to put […]
(Free Template!) + How to Use a Debt Tracker to Accelerate Pay Off
It seems like everyone is in need of a good debt tracker – the ultimate tool to corral what you owe. After all, the average household in 2018 had 135,678 in debt. (P.S. Did you know you could buy five Ford Mustangs with that much money?) But before we can get you set […]
6 Ways to Keep Your Credit Intact for 2019 (and Still Enjoy the Season)
This post is sponsored by Lexington Law Once again it’s the most wonderful, wonderfully expensive, time of the year. Gift giving is ingrained and expected at the holidays in our culture. Plus, it is uniquely satisfying to give a great gifts. What better way to show someone you really care than splurging on something […]