I can't speak to what works for everyone, but the five money habits below are kid-tested (by me, not actual children) to have a profound impact on the way you manage your dollars and cents. Call these the bumper crop of the hundreds of wacky things I've tried in search of making managing money a little easier for us everyday folk.

The new year is a great time to explore new financial opportunities. Last year I made the decision to learn more about investing – how to start, the benefits, and how it could help me on my financial journey. And while I certainly won’t profess to being an expert on the subject, I have found a tool that is great for beginner investors while still being affordable: TradeKing. It’s an online investing platform that allows you to really learn the market through their wealth of educational material, as well as…

Emerging from the darkness of financial illiteracy or apathy can be frightening. Gurus are everywhere throwing around buzzwords you don’t understand in an effort to take your hard earned money. Which is the exact opposite of what someone looking to improve their financial standing needs. I have created a free budget template that is perfect for anyone looking to gain a handle on their personal finances, and because it’s free, this budget template is the perfect way to start budgeting.

I'm here to present a different new years option: a finance only resolution. A non-resolution if you will. Really, it's just a to-do item you should've done already that you're going to ensure you do in the next twelve months. What I love about smaller, more action-based financial resolutions is that they're both very attainable, and even a small money shift now (think, January) can have a big impact on your finances later (like August or September.) So, if you resolve to "be better with your finances next year", and I know we all do, here are 21 financial resolutions to add to your January to-do list to start kicking butt in the new year.

The holidays are hard. The only way to make them a little easier is to be as honest and gentle as possible. Speak your truth, even if it's that you only want to spend xyz amount on a gift, or that you'd rather buy an experience. Just make sure that what you say you want this holiday season is what you're actually hoping.

And yet for some reason, there’s this huge disconnect between the realization that money is the way to achieve those dreams. Even if the dream isn’t specifically money related, money can help you get there. This site is about what your best life looks like - first, articulating what that “best life” looks like for you, and then figuring out how to make the money right so you can get there.

You’ve heard me mention her a few times in my writing, you’ve likely seen photos of her on my instagram and snapchat, but now it’s time for you to officially meet my editorial assistant, Torie. Why? Because she’s going to be taking on more of an active role as we move through the rebrand and contributing to the new site! Torie is just 22, and as I move into a new decade, I’m excited to rely on her expertise and perspective as an early twenty-something. I think between the two…

After four years of writing about finance and a handful of self published products of my own, I'm excited to announce that I'm finally going to be a published author to not one, but two books with Coventry House Publishing. They'll be publishing an as-yet unwritten (and untitled) book about my experiences with money AND the paperback version of my recent release, "The Millennial Homeowner: A Guide to Successfully Navigating Your First Home Purchase."

Sometimes splurges aren't worth the money, but every so often you'll luck upon a splurge that's both decadent and a great value. Here's our editor's picks as her best purchases of the year.

So instead, I'm highlighting apps/technologies I use and love that put more time back into my day. I don't have as many demands on my time as others, but I still run a thriving business, have to take care of myself, and try to make time to socialize - so I think no matter what our situation (kids, family, career, whatever..) we could all use a little extra time back in our day.

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