Back in 2014, I had my identity stolen (on top of losing my beloved dog and the runaway renovation, it was my #worstyearever.) In order to make sure my financial information was safe, I happily paid for additional TransUnion Credit Monitoring to make sure I was fully covered. It made sense for me to pay for these additional precautions because I’d already been a victim of identity theft. Flash forward to today, and I feel as if news of a data breach reaches me at least every other week. With the…

Whether you have a long commute on a busy freeway or regularly deal with inclement weather, owning a car is a necessity in a lot of places. However, one of the tricky things is figuring out how to save money for a car. With all of your other expenses, how can you justify setting aside money for an asset that depreciates as quickly as an automobile?

Moving in together (whether pre-marriage or as part of getting hitched) is a big step in any relationship. Once you’re sharing the same space, it seems like you’re sharing everything – from food to soap and even clothes. But does merging your spaces mean that it’s time to merge your finances? Quite possibly, so we’re here to help navigate this situation. Below are our best tips on how to manage money when living together with your boyfriend or girlfriend.   To Manage Money When Living Together, You First Have to…

Looking for some great ways to start saving more money this year? Whether you're joining us for the February No Spend Challenge or not, here are 37 ways to find a little extra cash.

Last year, I attempted to do a “spending freeze” during the month of February. I called it the “February No Spend Challenge” and thanks in large part to J. Money at Rockstar Finance featuring the post on his awesome website, over 100 people signed up to join me. I picked February because it’s the shortest month of the year, so it made sense to attempt not spending any money at all for the full 28 days. I even did a video on Youtube every week, which, frankly was a very odd…

For most people saving money may seem like a low priority. Our brains are usually too tuned in to the instant gratification of spending, but having a money cushion and an emergency fund are an important part of your financial well-being. That’s right, I said and. You shouldn’t just be sticking your savings away into one giant account! Let’s look at the differences between a money cushion and an emergency fund, as well as some tips for starting your savings!

Life gets expensive, and even if you’re pretty money savvy and don’t spend outside your means, you’ll take on debt at some point or another to finance the things you need: a car, a house, an education. The universality of debt is why 30% of respondents in this survey said paying off debt was their New Year’s Resolution. This is an awesome and worthy goal…. ..except we all know how new year’s resolutions (usually) turn out. I’m here to help make debt history for you in 2017 with my free debt…

I can't speak to what works for everyone, but the five money habits below are kid-tested (by me, not actual children) to have a profound impact on the way you manage your dollars and cents. Call these the bumper crop of the hundreds of wacky things I've tried in search of making managing money a little easier for us everyday folk.

We all deserve to occasionally splurge on the things that make us happy, whether it’s a fun vacation, the latest gadget or a wardrobe upgrade. But if you don’t plan for it, that online impulse buy or spur-of-the-moment spa day can wreak serious havoc on your budget and other financial goals. With the new year approaching, it’s a good time for all of us to reflect on our money strategies. On top of those “must-dos” like saving for retirement and paying off debt, we should also think about how we can (responsibly) treat ourselves every once in a while, too. Below are four ways to splurge in a healthy, guilt-free way in 2017 and beyond.

Emerging from the darkness of financial illiteracy or apathy can be frightening. Gurus are everywhere throwing around buzzwords you don’t understand in an effort to take your hard earned money. Which is the exact opposite of what someone looking to improve their financial standing needs. I have created a free budget template that is perfect for anyone looking to gain a handle on their personal finances, and because it’s free, this budget template is the perfect way to start budgeting.

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