With the price of college increasing, it seems unavoidable that students will have to borrow money to complete their education. Federal student loan repayment is something millions of graduates are dreading. So how do you actually go about repaying student loans after you’ve received your diplomas?
January is debt month after all, and we couldn't call ourselves "Financial Best Life" without highlighting some of the more creative ways to pay off debt
Debt can be a vicious cycle of overuse and slow repayment that can leave you forced to open more credit to make ends meet. So why is debt so hard to manage? Many people don’t know how to get started paying off their debt efficiently. And that’s where a debt tracker comes in. See how a debt tracker can help you get your debt under control.
Life gets expensive, and even if you’re pretty money savvy and don’t spend outside your means, you’ll take on debt at some point or another to finance the things you need: a car, a house, an education. The universality of debt is why 30% of respondents in this survey said paying off debt was their New Year’s Resolution. This is an awesome and worthy goal…. ..except we all know how new year’s resolutions (usually) turn out. I’m here to help make debt history for you in 2017 with my free debt…
I can't speak to what works for everyone, but the five money habits below are kid-tested (by me, not actual children) to have a profound impact on the way you manage your dollars and cents. Call these the bumper crop of the hundreds of wacky things I've tried in search of making managing money a little easier for us everyday folk.
I'm here to present a different new years option: a finance only resolution. A non-resolution if you will. Really, it's just a to-do item you should've done already that you're going to ensure you do in the next twelve months. What I love about smaller, more action-based financial resolutions is that they're both very attainable, and even a small money shift now (think, January) can have a big impact on your finances later (like August or September.) So, if you resolve to "be better with your finances next year", and I know we all do, here are 21 financial resolutions to add to your January to-do list to start kicking butt in the new year.
And yet for some reason, there’s this huge disconnect between the realization that money is the way to achieve those dreams. Even if the dream isn’t specifically money related, money can help you get there. This site is about what your best life looks like - first, articulating what that “best life” looks like for you, and then figuring out how to make the money right so you can get there.
Your early 20’s are rough. If you’re anything like me, being a 20-something mostly consists of stressing about school, stressing about money, and then ultimately stressing about how stressed out you are. It’s a confusing time, but budgeting in your 20s doesn't have to be difficult.
I think you can “reset” your money system in a similar way to doing a juice cleanse. By the end of the "cleanse" you should have: a budget that works, clearly defined savings goals, a debt payoff plan and be on your way to making more money. It's all completely possible and I'm going to show you how.
For the most part...everyone has put their Summer fun on the shelf in lieu of college football, pumpkin spice lattes, and going back to work. Here's something else we know: You may have some debt from your big Summer. Hey, we get it. Besides vacations there are long, beautiful nights drinking rose on a patio, or simply more outdoor activities you wanted to take advantage of while the weather was awesome. This is a judgement free zone - we're here to help.